/* Easy Buy Policy — site styles */
:root{
  --navy:#1D3951; --navy-900:#122536; --navy-700:#27496A;
  --teal:#5FC9B3; --teal-50:#E9F7F3; --teal-700:#1F7A69;
  --yellow:#FADE59; --yellow-50:#FEF8DC;
  --ink:#0F1F2E; --text:#33475B; --muted:#5E7082;
  --bg:#F7F9F8; --surface:#FFFFFF; --line:#E1E8E6;
  --wa:#1FAF5A; --wa-dark:#168A46;
  --danger:#C2362B;
  --grad:linear-gradient(90deg,#5FC9B3 0%,#A9D98C 50%,#FADE59 100%);
  --radius:18px; --radius-lg:28px;
  --shadow-sm:0 1px 2px rgba(18,37,54,.06),0 2px 8px rgba(18,37,54,.05);
  --shadow:0 10px 30px -12px rgba(18,37,54,.22);
  --shadow-lg:0 30px 60px -20px rgba(18,37,54,.35);
  --font-head:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --header-h:80px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px);-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);font-size:16px;line-height:1.65;color:var(--text);background:var(--bg);overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
picture{display:contents}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);font-weight:700}
h2{font-size:clamp(1.75rem,3.2vw,2.6rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
p{margin:0 0 1em}
button{font:inherit}
[hidden]{display:none!important}
.container{width:100%;max-width:1200px;margin:0 auto;padding-inline:20px}
.ic{width:1.15em;height:1.15em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;vertical-align:middle}
.skip-link{position:absolute;left:-9999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;z-index:1000}
.skip-link:focus{left:12px}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:6px}

/* Buttons */
.btn{--bg:var(--navy);--fg:#fff;display:inline-flex;align-items:center;justify-content:center;gap:.55em;padding:.8em 1.35em;border-radius:999px;border:2px solid transparent;background:var(--bg);color:var(--fg);font-family:var(--font-head);font-weight:600;font-size:.98rem;text-decoration:none;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s ease,color .2s ease;white-space:nowrap;position:relative}
.btn:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn:active{transform:translateY(0)}
.btn--lg{padding:1em 1.6em;font-size:1.02rem}
.btn--block{width:100%}
.btn--primary{--bg:var(--navy)}
.btn--primary:hover{--bg:var(--navy-700)}
.btn--wa{--bg:var(--wa)}
.btn--wa:hover{--bg:var(--wa-dark)}
.btn--ghost{--bg:transparent;--fg:var(--navy);border-color:var(--navy)}
.btn--ghost:hover{--bg:var(--navy);--fg:#fff}
.btn--light{--bg:#fff;--fg:var(--navy)}
.btn--light:hover{--bg:var(--yellow)}
.btn .ic{transition:transform .2s ease}
.btn:hover .ic use[href="#i-arrow"]{transform:none}
.btn:hover > .ic:last-child{transform:translateX(3px)}

/* Top bar */
.topbar{background:var(--navy-900);color:#C9D6E0;font-size:.84rem}
.topbar__inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:38px}
.topbar__item,.topbar a{display:inline-flex;align-items:center;gap:.45em;text-decoration:none}
.topbar a:hover{color:#fff}
.topbar__links{display:flex;gap:22px}
.topbar .ic{color:var(--teal)}

/* Header */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s}
.header.is-scrolled{box-shadow:0 6px 24px -12px rgba(18,37,54,.25);border-color:var(--line)}
.header__inner{display:flex;align-items:center;gap:24px;height:var(--header-h);transition:height .3s}
.header.is-scrolled .header__inner{height:68px}
.brand img{height:46px;width:auto;border-radius:4px;transition:height .3s}
.header.is-scrolled .brand img{height:40px}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{white-space:nowrap;padding:.5em .75em;border-radius:999px;text-decoration:none;font-weight:500;font-size:.95rem;color:var(--text);transition:background .2s,color .2s}
.nav a:hover{background:var(--teal-50);color:var(--navy)}
.nav a.is-active{color:var(--navy);background:var(--teal-50)}
.nav .nav__cta-mobile{display:none}
.header__actions{display:flex;align-items:center;gap:14px}
.header__call{white-space:nowrap;display:flex;align-items:center;gap:10px;text-decoration:none;font-family:var(--font-head);font-weight:600;color:var(--navy);line-height:1.2}
.header__call small{display:block;font-family:var(--font-body);font-weight:500;font-size:.72rem;color:var(--muted)}
.header__call-icon{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--teal-50);color:var(--teal-700)}
.menu-toggle{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--navy);cursor:pointer;place-items:center}
.menu-toggle .ic{width:24px;height:24px}
.menu-toggle .ic--close{display:none}
.menu-toggle[aria-expanded="true"] .ic--open{display:none}
.menu-toggle[aria-expanded="true"] .ic--close{display:block}

/* Hero */
.hero{position:relative;overflow:hidden;padding:64px 0 40px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.hero__bg{position:absolute;inset:0;pointer-events:none}
.shape{position:absolute;will-change:transform}
.shape--navy{right:-8%;top:-10%;width:52%;height:120%;background:var(--navy);clip-path:polygon(22% 0,100% 0,100% 100%,0 100%);border-radius:0}
.shape--teal{right:36%;top:8%;width:170px;height:170px;background:var(--teal);clip-path:polygon(50% 0,100% 100%,0 100%);opacity:.9}
.shape--yellow{right:4%;bottom:6%;width:120px;height:120px;background:var(--yellow);clip-path:polygon(0 0,100% 0,0 100%)}
.dots{position:absolute;width:160px;height:120px;background-image:radial-gradient(currentColor 1.6px,transparent 1.8px);background-size:16px 16px;will-change:transform}
.dots--1{left:2%;top:10%;color:rgba(29,57,81,.18)}
.dots--2{right:6%;top:6%;color:rgba(255,255,255,.35)}
.dots--3{right:4%;top:40px;color:rgba(255,255,255,.18)}
.hero__grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:.6em;padding:.45em 1em;border-radius:999px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm);font-size:.86rem;font-weight:600;color:var(--navy);margin-bottom:20px}
.eyebrow__dot{width:8px;height:8px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(95,201,179,.25)}
.hl{position:relative;white-space:nowrap;z-index:0}
.hl::after{content:"";position:absolute;left:-2%;right:-2%;bottom:.08em;height:.32em;background:var(--grad);z-index:-1;border-radius:4px;transform-origin:left;animation:hl 1s .6s both cubic-bezier(.2,.8,.2,1)}
@keyframes hl{from{transform:scaleX(0)}to{transform:scaleX(1)}}
.lead{font-size:1.13rem;color:var(--text);max-width:560px}
.hero__cta{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 30px}
.picker{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;box-shadow:var(--shadow-sm);max-width:560px}
.picker__label{font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:.95rem;margin:0 0 10px}
.picker__chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:.45em;padding:.5em .95em;border-radius:999px;border:1px solid var(--line);background:var(--bg);text-decoration:none;font-weight:500;font-size:.9rem;color:var(--navy);transition:all .2s}
.chip .ic{color:var(--teal-700)}
.chip:hover{background:var(--navy);border-color:var(--navy);color:#fff;transform:translateY(-2px)}
.chip:hover .ic{color:var(--yellow)}
.btn--light .ic{color:var(--wa)}
.hero__visual{position:relative;min-height:560px}
.frame{position:absolute;will-change:transform}
.frame img{width:100%;height:100%;object-fit:cover;backface-visibility:hidden}
.frame--main img{object-position:center 18%}
.frame--main{right:4%;top:0;width:78%;height:100%;clip-path:polygon(25% 0,100% 0,100% 100%,25% 100%,0 50%);box-shadow:var(--shadow-lg)}
.frame--main::after{content:"";position:absolute;inset:0;background:linear-gradient(200deg,rgba(29,57,81,0) 55%,rgba(29,57,81,.35))}
.frame--small{left:0;bottom:6%;width:200px;height:200px;border-radius:50%;overflow:hidden;border:6px solid #fff;box-shadow:var(--shadow-lg)}
.float-card{position:absolute;display:flex;align-items:center;gap:12px;background:#fff;border-radius:16px;padding:12px 16px;box-shadow:var(--shadow-lg);will-change:transform;line-height:1.25}
.float-card strong{display:block;font-family:var(--font-head);color:var(--ink);font-size:.95rem}
.float-card small{color:var(--muted);font-size:.8rem}
.float-card__icon{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--teal-50);color:var(--teal-700)}
.float-card__icon .ic{width:22px;height:22px}
.float-card__icon--y{background:var(--yellow-50);color:#8A6D00}
.float-card--a{left:4%;top:12%}
.float-card--b{right:0;bottom:12%}
.trustbar{list-style:none;margin:56px 0 0;padding:22px;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid var(--line);position:relative}
.trustbar::before{content:"";position:absolute;left:24px;right:24px;top:0;height:4px;background:var(--grad);border-radius:0 0 4px 4px}
.trustbar li{display:flex;gap:14px;align-items:center;padding:6px 8px}
.trustbar .ic{width:44px;height:44px;padding:10px;border-radius:14px;background:var(--navy);color:var(--teal)}
.trustbar strong{display:block;font-family:var(--font-head);color:var(--ink);font-size:.98rem}
.trustbar span{font-size:.88rem;color:var(--muted);line-height:1.35}

/* Sections */
.section{padding:96px 0;position:relative}
.section-head{text-align:center;max-width:720px;margin:0 auto 44px}
.section-head p{color:var(--muted);font-size:1.05rem}
.kicker{display:inline-flex;align-items:center;gap:.6em;font-family:var(--font-head);font-weight:600;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-700);margin-bottom:12px}
.kicker::before{content:"";width:28px;height:4px;border-radius:4px;background:var(--grad)}
.kicker--light{color:var(--teal)}
.section-head--light h2{color:#fff}
.section-head--light p{color:#C9D6E0}

/* Tabs */
.tabs{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin-bottom:36px}
.tab{padding:.65em 1.2em;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--navy);font-weight:600;cursor:pointer;transition:all .2s}
.tab:hover{border-color:var(--teal)}
.tab.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}

/* Service cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:#fff;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-sm);display:flex;flex-direction:column;transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.card.is-hidden{display:none}
.card__media{position:relative;aspect-ratio:16/10;overflow:hidden;clip-path:polygon(0 0,100% 0,100% 86%,0 100%)}
.card__media img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.card:hover .card__media img{transform:scale(1.06)}
.card__body{padding:0 24px 24px;display:flex;flex-direction:column;flex:1;position:relative}
.card__icon{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--navy);color:var(--teal);margin-top:-30px;margin-bottom:14px;box-shadow:0 8px 18px -8px rgba(29,57,81,.6);position:relative;z-index:1;border:3px solid #fff}
.card__icon .ic{width:26px;height:26px}
.card h3 small{font-size:.75em;font-weight:500;color:var(--muted)}
.card p{color:var(--muted);font-size:.95rem}
.more{margin:-.2em 0 14px;border-top:1px dashed var(--line);padding-top:10px}
.more summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:.4em;font-weight:600;color:var(--teal-700);font-size:.92rem;padding:4px 0}
.more summary::-webkit-details-marker{display:none}
.more summary .ic{transition:transform .25s}
.more[open] summary .ic{transform:rotate(45deg)}
.more p{margin:8px 0 10px;color:var(--text)}
.more blockquote{margin:0;padding:10px 14px;border-left:4px solid var(--teal);background:var(--teal-50);border-radius:0 10px 10px 0;font-family:var(--font-head);font-weight:500;color:var(--navy);font-size:.92rem}
.card__cta{margin-top:auto;display:inline-flex;align-items:center;gap:.45em;font-family:var(--font-head);font-weight:600;color:var(--navy);text-decoration:none;padding-top:6px}
.card__cta .ic{transition:transform .2s}
.card__cta:hover{color:var(--teal-700)}
.card__cta:hover .ic{transform:translateX(4px)}
.helpbox{grid-column:span 2;display:flex;flex-direction:column;justify-content:center;gap:20px;padding:36px 40px;position:relative;overflow:hidden;border-radius:var(--radius-lg);background:linear-gradient(120deg,var(--teal-50),var(--yellow-50));border:1px solid var(--line)}
.helpbox::after{content:"";position:absolute;right:-30px;bottom:-30px;width:180px;height:180px;background:var(--teal);opacity:.18;clip-path:polygon(100% 0,100% 100%,0 100%)}
.helpbox.is-hidden{display:none}
.helpbox h3{margin-bottom:.35em;font-size:1.6rem}
.helpbox .kicker{margin-bottom:6px}
.helpbox p{margin:0;color:var(--text)}
.helpbox__actions{display:flex;gap:12px;flex-wrap:wrap}

/* Parallax bands */
.band{position:relative;overflow:hidden;min-height:420px;display:flex;align-items:center;color:#fff;isolation:isolate}
.band__img{position:absolute;left:0;top:-25%;width:100%;height:150%;object-fit:cover;z-index:-2;will-change:transform}
.band__overlay{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(18,37,54,.92) 0%,rgba(29,57,81,.78) 50%,rgba(29,57,81,.45) 100%)}
.band__overlay--warm{background:linear-gradient(90deg,rgba(18,37,54,.94) 0%,rgba(18,37,54,.82) 55%,rgba(18,37,54,.5) 100%)}
.band__inner{padding:80px 20px;position:relative}
.band__inner::before{content:"";position:absolute;left:20px;top:56px;width:72px;height:6px;border-radius:6px;background:var(--grad)}
.band__quote{font-family:var(--font-head);font-weight:700;font-size:clamp(1.9rem,4.2vw,3.2rem);line-height:1.15;margin:0 0 28px;color:#fff;max-width:760px}
.band__quote span{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.band__quote--sm{font-size:clamp(1.6rem,3.2vw,2.4rem);margin-bottom:12px}
.band__text{color:#D5E0E8;max-width:560px;margin:0}
.band__inner--split{display:flex;align-items:center;justify-content:space-between;gap:32px;width:100%}
.band__inner--split::before{display:none}

/* About */
.about__grid{display:grid;grid-template-columns:1fr 1.05fr;gap:64px;align-items:center}
.about__media{position:relative;min-height:600px}
.about__img{position:absolute;overflow:hidden;box-shadow:var(--shadow-lg)}
.about__img img{width:100%;height:100%;object-fit:cover}
.about__img--main img{position:absolute;left:0;top:0;height:100%}
.about__img--main{left:0;top:0;width:74%;height:88%;border-radius:var(--radius-lg);clip-path:polygon(0 0,100% 0,100% 88%,82% 100%,0 100%);border-radius:28px}
.about__img--sub{right:0;bottom:0;width:48%;aspect-ratio:1;border-radius:24px;border:6px solid #fff}
.about__img--sub img{height:100%}
.about__badge{position:absolute;left:6%;bottom:4%;display:flex;align-items:center;gap:12px;background:var(--navy);color:#fff;padding:14px 18px;border-radius:16px;box-shadow:var(--shadow-lg);font-size:.88rem;line-height:1.3;will-change:transform}
.about__badge .ic{width:34px;height:34px;color:var(--yellow)}
.about__badge strong{font-family:var(--font-head);font-size:1rem}
.mv{margin:26px 0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:8px;box-shadow:var(--shadow-sm)}
.mv__tabs{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:var(--bg);border-radius:12px;padding:4px}
.mv__tab{padding:.65em;border:0;border-radius:10px;background:transparent;font-family:var(--font-head);font-weight:600;color:var(--muted);cursor:pointer;transition:all .2s}
.mv__tab.is-active{background:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
.mv__panel{display:grid;grid-template-columns:110px 1fr;gap:18px;align-items:center;padding:16px 12px 10px;animation:fade .4s ease}
.mv__panel img{width:110px;height:110px;object-fit:cover;border-radius:18px;clip-path:polygon(25% 0,100% 0,100% 100%,25% 100%,0 50%)}
.mv__panel p{margin:0;font-size:.95rem}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.ticks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 20px}
.ticks li{display:flex;gap:10px;align-items:center;font-weight:500;color:var(--ink)}
.ticks .ic{width:24px;height:24px;padding:4px;border-radius:50%;background:var(--teal);color:#fff;stroke-width:2.6}

/* Why */
.section--why{background:var(--navy);overflow:hidden}
.section--why::before{content:"";position:absolute;left:-120px;bottom:-120px;width:360px;height:360px;background:var(--teal);opacity:.12;clip-path:polygon(50% 0,100% 100%,0 100%)}
.why__deco{position:absolute;inset:0;pointer-events:none}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;position:relative}
.feature{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-lg);padding:28px;transition:background .3s,transform .3s,border-color .3s}
.feature:hover{background:rgba(255,255,255,.09);transform:translateY(-4px);border-color:rgba(95,201,179,.5)}
.feature h3{color:#fff}
.feature p{color:#BFCCD8;margin:0;font-size:.95rem}
.feature__icon{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--grad);color:var(--navy);margin-bottom:18px}
.feature__icon .ic{width:26px;height:26px;stroke-width:2}

/* Process */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:26px;position:relative}
.steps::before{content:"";position:absolute;top:34px;left:12%;right:12%;height:4px;border-radius:4px;background:var(--grad);opacity:.7}
.step{position:relative;text-align:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:0 22px 26px;margin-top:34px;box-shadow:var(--shadow-sm)}
.step__num{width:68px;height:68px;margin:-34px auto 16px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:700;font-size:1.5rem;border:5px solid var(--bg);box-shadow:0 0 0 2px var(--teal)}
.step p{color:var(--muted);font-size:.95rem;margin:0}

/* FAQ */
.section--faq{background:#fff}
.faq__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.faq__intro{position:sticky;top:calc(var(--header-h) + 24px)}
.faq__intro p{color:var(--muted)}
.faq__card{margin-top:24px;border-radius:var(--radius-lg);overflow:hidden;background:var(--navy);color:#fff;box-shadow:var(--shadow)}
.faq__card img{width:100%;aspect-ratio:16/9;object-fit:cover}
.faq__card-body{padding:18px 22px 22px;display:grid;gap:10px}
.faq__card-body strong{font-family:var(--font-head);font-size:1.1rem}
.faq__card-body a{display:inline-flex;align-items:center;gap:.6em;color:#fff;text-decoration:none;font-weight:500}
.faq__card-body a .ic{color:var(--teal)}
.faq__card-body a:hover{color:var(--yellow)}
.faq__list{display:grid;gap:12px}
.faq{border:1px solid var(--line);border-radius:var(--radius);background:var(--bg);transition:background .2s,border-color .2s,box-shadow .2s}
.faq[open]{background:#fff;border-color:var(--teal);box-shadow:var(--shadow)}
.faq summary{list-style:none;cursor:pointer;padding:18px 20px;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:var(--font-head);font-weight:600;color:var(--ink);font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq__icon{flex-shrink:0;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#fff;border:1px solid var(--line);color:var(--navy);transition:transform .3s,background .3s,color .3s}
.faq[open] .faq__icon{transform:rotate(45deg);background:var(--navy);color:#fff;border-color:var(--navy)}
.faq__body{padding:0 20px 18px}
.faq__body p{margin:0;color:var(--text)}

/* Contact */
.section--contact{overflow:hidden}
.contact__bg{position:absolute;inset:0;pointer-events:none}
.shape--teal2{left:-60px;top:10%;width:220px;height:220px;background:var(--teal);opacity:.18;clip-path:polygon(50% 0,100% 100%,0 100%)}
.shape--yellow2{right:-40px;bottom:8%;width:200px;height:200px;background:var(--yellow);opacity:.35;clip-path:polygon(0 0,100% 0,100% 100%)}
.contact__grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;position:relative}
.contact__info > p{color:var(--muted)}
.contact__list{list-style:none;padding:0;margin:24px 0;display:grid;gap:14px}
.contact__list li{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px 16px;box-shadow:var(--shadow-sm)}
.contact__list small{display:block;color:var(--muted);font-size:.8rem}
.contact__list a{text-decoration:none;font-weight:600;color:var(--ink);line-height:1.4}
.contact__list a:hover{color:var(--teal-700)}
.contact__icon{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--navy);color:var(--teal);flex-shrink:0}
.contact__icon .ic{width:22px;height:22px}
.contact__icon--wa{background:var(--wa);color:#fff}
.map{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-sm);aspect-ratio:16/9;background:var(--teal-50)}
.map iframe{width:100%;height:100%;border:0;display:block}
.formcard{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--line);overflow:hidden;position:sticky;top:calc(var(--header-h) + 20px)}
.formcard__head{background:var(--navy);color:#fff;padding:24px 28px 20px;position:relative}
.formcard__head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:var(--grad)}
.formcard__head h3{color:#fff;font-size:1.45rem;margin:0}
.formcard__head p{margin:.2em 0 0;color:#BFCCD8;font-size:.92rem}
form{padding:24px 28px 28px}
.field{margin-bottom:16px;display:flex;flex-direction:column;gap:6px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{font-weight:600;font-size:.9rem;color:var(--ink)}
label span[aria-hidden]{color:var(--danger)}
.optional{font-weight:400;color:var(--muted)}
input,select,textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:var(--bg);border:1.5px solid var(--line);border-radius:12px;padding:.75em .9em;transition:border-color .2s,box-shadow .2s,background .2s;min-height:48px}
textarea{resize:vertical;min-height:88px}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%231D3951' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:40px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(95,201,179,.2)}
input::placeholder,textarea::placeholder{color:#8C9BA8}
.input-prefix{display:flex;align-items:stretch}
.input-prefix span{display:grid;place-items:center;padding:0 .8em;background:var(--teal-50);border:1.5px solid var(--line);border-right:0;border-radius:12px 0 0 12px;font-weight:600;color:var(--navy)}
.input-prefix input{border-radius:0 12px 12px 0}
.field__error{display:none;color:var(--danger);font-size:.84rem;font-weight:500}
.is-invalid input,.is-invalid select,.is-invalid .input-prefix span{border-color:var(--danger)}
.is-invalid .field__error,.field__error.show{display:block}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.88rem;color:var(--text);margin:4px 0 4px;cursor:pointer}
.consent input{width:20px;height:20px;min-height:0;margin-top:2px;accent-color:var(--navy);flex-shrink:0}
.consent a{color:var(--teal-700);font-weight:600}
.form__actions{display:grid;gap:10px;margin-top:18px}
.spinner{display:none;width:18px;height:18px;border:2.5px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite}
.is-loading .spinner{display:inline-block}
.is-loading .btn__label{opacity:.7}
@keyframes spin{to{transform:rotate(360deg)}}
.form__hint{margin:12px 0 0;padding:10px 12px;border-radius:12px;background:var(--teal-50);color:#135E50;font-size:.84rem;line-height:1.45;text-align:center}
.form__secure{display:flex;align-items:center;gap:8px;justify-content:center;margin:14px 0 0;font-size:.84rem;color:var(--muted)}
.form__secure .ic{color:var(--teal-700)}
.form__status{margin-top:14px;border-radius:12px;font-weight:500}
.form__status:empty{display:none}
.form__status.ok{background:var(--teal-50);border:1px solid var(--teal);color:#135E50;padding:14px 16px}
.form__status.info{background:#EEF4F8;border:1px solid #C9D8E3;color:var(--navy);padding:14px 16px}
.form__status.err{background:#FDECEA;border:1px solid #F3B5AE;color:#8E241B;padding:14px 16px}
.form__status a{color:inherit;font-weight:700}
.form__links{display:flex;flex-wrap:wrap;gap:8px 14px;margin-top:10px}
.form__links a{display:inline-flex;align-items:center;padding:.35em .8em;border-radius:999px;background:#fff;border:1px solid var(--teal);text-decoration:none;font-size:.86rem}

/* Footer */
.footer{background:var(--navy-900);color:#BFCCD8;position:relative;padding-bottom:20px}
.footer__bar{height:6px;background:var(--grad)}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:40px;padding-top:64px;padding-bottom:40px}
.footer__brand img{height:52px;width:auto;border-radius:4px;margin-bottom:18px}
.footer__brand p{max-width:320px}
.footer h4{color:#fff;font-size:1rem;margin-bottom:16px}
.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer a{text-decoration:none;color:#BFCCD8;transition:color .2s}
.footer a:hover{color:var(--teal)}
.footer .btn{color:var(--fg)}
.footer .btn:hover{color:var(--fg)}
.footer__contact li{display:flex;gap:10px;align-items:flex-start}
.footer__contact .ic{color:var(--teal);margin-top:4px}
.footer__legal{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;font-size:.84rem;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer__legal p{margin:0}
.disclaimer{max-width:760px;color:#95A8B8}

/* Floating */
.wa-float{position:fixed;right:22px;bottom:22px;z-index:60;display:flex;align-items:center;gap:10px;background:var(--wa);color:#fff;text-decoration:none;border-radius:999px;padding:14px;box-shadow:0 12px 30px -8px rgba(31,175,90,.6);font-weight:600;transition:transform .2s,padding .3s}
.wa-float .ic{width:28px;height:28px}
.wa-float__label{max-width:0;overflow:hidden;white-space:nowrap;transition:max-width .35s ease}
.wa-float:hover{transform:translateY(-3px)}
.wa-float:hover .wa-float__label{max-width:140px;padding-right:6px}
.wa-float::before{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:0 0 0 0 rgba(31,175,90,.55);animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(31,175,90,.5)}70%{box-shadow:0 0 0 16px rgba(31,175,90,0)}100%{box-shadow:0 0 0 0 rgba(31,175,90,0)}}
.to-top{position:fixed;right:30px;bottom:96px;z-index:59;width:44px;height:44px;border-radius:50%;border:0;background:var(--navy);color:#fff;display:grid;place-items:center;cursor:pointer;box-shadow:var(--shadow);opacity:0;transform:translateY(10px);pointer-events:none;transition:all .3s}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.mobile-bar{display:none}

/* Reveal animation */
.js .reveal{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.2,.8,.2,1),transform .8s cubic-bezier(.2,.8,.2,1)}
.js .reveal.is-visible{opacity:1;transform:none}
.reveal[data-delay="1"]{transition-delay:.08s}
.reveal[data-delay="2"]{transition-delay:.16s}
.reveal[data-delay="3"]{transition-delay:.24s}
.reveal[data-delay="4"]{transition-delay:.32s}


/* Insurer partners marquee */
.partners{padding:72px 0 8px;background:var(--bg);overflow:hidden}
.partners__head{text-align:center;max-width:720px;margin:0 auto 28px}
.partners__head h2{font-size:clamp(1.35rem,2.4vw,1.9rem);margin:0}
.partners__rows{display:grid;gap:16px}
.marquee{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee__track{list-style:none;margin:0;padding:6px 0;display:flex;gap:18px;width:max-content;animation:marquee 46s linear infinite}
.marquee__track--rev{animation-direction:reverse;animation-duration:52s}
.marquee:hover .marquee__track{animation-play-state:paused}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(calc(-50% - 9px))}}
.partner{flex:0 0 auto;width:200px;height:92px;display:grid;place-items:center;padding:14px 22px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s,border-color .25s}
.partner:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--teal)}
.partner img{max-width:100%;max-height:56px;width:auto;height:auto;object-fit:contain}
.partner span{display:none;font-family:var(--font-head);font-weight:600;font-size:.9rem;color:var(--navy);text-align:center;line-height:1.25}
.partner--dark{background:var(--navy);border-color:var(--navy)}
.partner--text img{display:none}
.partner--text span{display:block}
.partner--dark.partner--text span{color:#fff}

/* Business & employee insurance */
.biz{margin-top:72px}
.biz.is-hidden{display:none}
.biz__intro{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;background:var(--navy);border-radius:var(--radius-lg);padding:44px;color:#C9D6E0;position:relative;overflow:hidden}
.biz__intro::before{content:"";position:absolute;right:-60px;top:-60px;width:260px;height:260px;background:var(--teal);opacity:.12;clip-path:polygon(0 0,100% 0,100% 100%)}
.biz__copy h3{color:#fff;font-size:clamp(1.5rem,2.6vw,2.1rem);margin-bottom:.5em}
.biz__copy .kicker{color:var(--teal)}
.biz__points{list-style:none;padding:0;margin:18px 0 26px;display:grid;gap:10px}
.biz__points li{display:flex;gap:10px;align-items:center;color:#fff;font-weight:500}
.biz__points .ic{width:22px;height:22px;padding:4px;border-radius:50%;background:var(--teal);color:var(--navy);stroke-width:2.6}
.biz__media{position:relative;border-radius:22px;overflow:hidden;aspect-ratio:4/3;box-shadow:0 24px 50px -20px rgba(0,0,0,.55);clip-path:polygon(0 0,100% 0,100% 100%,13% 100%,0 83%);transition:transform .5s cubic-bezier(.2,.8,.2,1)}
.biz__media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.biz__intro:hover .biz__media{transform:scale(1.015)}
.biztiles__hint{margin:26px 0 12px;text-align:center;color:var(--muted);font-size:.92rem}
.biztiles{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.biztile{position:relative}
.biztile.is-open{z-index:45}
.biztile.is-open:has(.bizpop--sheet){z-index:97}
.biztile__btn{all:unset;box-sizing:border-box;width:100%;height:100%;cursor:pointer;display:flex;flex-direction:column;gap:10px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s,border-color .25s}
.biztile__btn:hover,.biztile.is-open .biztile__btn{border-color:var(--teal);box-shadow:var(--shadow);transform:translateY(-3px)}
.biztile__btn:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
.biztile__top{display:flex;gap:12px;align-items:center}
.biztile__title{display:block;font-family:var(--font-head);font-weight:600;color:var(--ink);font-size:1.02rem;line-height:1.25}
.biztile__sub{display:block;font-size:.82rem;color:var(--muted);line-height:1.35;margin-top:2px}
.biztile__list{font-size:.82rem;color:var(--text);line-height:1.5;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.biztile__meta{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-family:var(--font-head);font-weight:600;font-size:.85rem;color:var(--teal-700);padding-top:8px;border-top:1px dashed var(--line)}
.biztile__meta .ic{transition:transform .25s}
.biztile.is-open .biztile__meta .ic{transform:rotate(180deg)}
.bizcol__icon{flex-shrink:0;width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--grad);color:var(--navy)}
.bizcol__icon .ic{width:24px;height:24px;stroke-width:2}
.bizpop{position:absolute;left:0;top:calc(100% + 12px);width:var(--pop-w,380px);max-width:calc(100vw - 24px);background:#fff;border-radius:20px;box-shadow:0 0 0 1px var(--line),var(--shadow-lg);padding:0;opacity:0;visibility:hidden;transform:translateY(8px) scale(.98);transform-origin:var(--arrow-x,50%) top;transition:opacity .18s ease,transform .18s ease,visibility 0s linear .18s;z-index:46}
.bizpop::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.bizpop::after{content:"";position:absolute;top:-7px;left:var(--arrow-x,50%);width:14px;height:14px;background:#fff;transform:translateX(-50%) rotate(45deg);box-shadow:-1px -1px 0 var(--line)}
.bizpop.is-above{top:auto;bottom:calc(100% + 12px);transform-origin:var(--arrow-x,50%) bottom}
.bizpop.is-above::before{top:auto;bottom:-16px}
.bizpop.is-above::after{top:auto;bottom:-7px;box-shadow:1px 1px 0 var(--line)}
.bizpop.is-overlay{bottom:auto;box-shadow:0 0 0 2px var(--teal),var(--shadow-lg)}
.bizpop.is-overlay::before,.bizpop.is-overlay::after{display:none}
.biztile.is-open .bizpop{opacity:1;visibility:visible;transform:none;transition:opacity .18s ease,transform .18s ease,visibility 0s}
.bizpop__inner{padding:18px;overflow-y:auto;overscroll-behavior:contain;border-radius:inherit}
.bizpop__head{display:flex;gap:12px;align-items:flex-start;padding-bottom:12px;margin-bottom:12px;border-bottom:1px dashed var(--line)}
.bizpop__head h4{margin:0 0 2px;font-size:1.05rem}
.bizpop__head p{margin:0;font-size:.84rem;color:var(--muted);line-height:1.4}
.bizpop__close{display:none;margin-left:auto;flex-shrink:0;width:38px;height:38px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--navy);cursor:pointer;place-items:center}
.bizpop ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.bizpop li{display:flex;gap:10px;align-items:flex-start;font-size:.87rem;line-height:1.4;color:var(--muted)}
.bizpop li .ic{margin-top:2px;width:18px;height:18px;color:var(--teal-700);stroke-width:2.4}
.bizpop li strong{display:block;color:var(--ink);font-family:var(--font-head);font-weight:600;font-size:.92rem;margin-bottom:1px}
.bizpop.is-wide ul{grid-template-columns:1fr 1fr;column-gap:20px;row-gap:12px}
.bizpop .btn{margin-top:14px;white-space:normal;text-align:center}
.bizpop.bizpop--sheet{position:fixed;left:0!important;right:0;bottom:0;top:auto;width:auto;border-radius:24px 24px 0 0;padding:0 0 env(safe-area-inset-bottom,0px);transform:translateY(100%);transition:transform .3s cubic-bezier(.2,.8,.2,1),opacity .2s,visibility 0s linear .3s;z-index:96}
.biztile.is-open .bizpop.bizpop--sheet{transform:none;transition:transform .3s cubic-bezier(.2,.8,.2,1),opacity .2s,visibility 0s}
.bizpop--sheet::before,.bizpop--sheet::after{display:none}
.bizpop--sheet .bizpop__close{display:grid}
.bizpop--sheet .bizpop__inner{max-height:82vh;padding:20px}
.biz-backdrop{position:fixed;inset:0;background:rgba(18,37,54,.55);z-index:95;animation:fade .2s ease}


/* Claims counter (slim bar) */
.partners{padding-bottom:0}
.claimsbar{padding:26px 0 8px;background:var(--bg)}
.claimsbar__card{position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr) minmax(0,1fr);align-items:center;gap:0;background:var(--navy);border-radius:22px;padding:20px 8px 20px 28px;overflow:hidden;box-shadow:var(--shadow)}
.claimsbar__card::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--grad)}
.claimsbar__card::after{content:"";position:absolute;right:-40px;bottom:-40px;width:120px;height:120px;background:var(--teal);opacity:.12;clip-path:polygon(100% 0,100% 100%,0 100%)}
.claimsbar__intro h2{color:#fff;font-size:1.12rem;margin:0 0 10px;letter-spacing:0}
.claimsbar__controls{display:flex;flex-wrap:wrap;gap:8px}
.seg{display:inline-flex;padding:3px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);gap:2px}
.seg__btn{border:0;background:transparent;color:#C9D6E0;font-family:var(--font-head);font-weight:600;font-size:.8rem;padding:.38em .9em;border-radius:999px;cursor:pointer;transition:background .2s,color .2s;white-space:nowrap}
.seg__btn:hover{color:#fff}
.seg__btn.is-active{background:var(--yellow);color:var(--navy)}
.seg--sub .seg__btn.is-active{background:var(--teal);color:var(--navy)}
.claimsbar__stat{display:flex;flex-direction:column;gap:2px;padding:6px 22px;border-left:1px solid rgba(255,255,255,.14);min-width:0}
.claimsbar__value{font-family:var(--font-head);font-weight:700;font-size:clamp(1.3rem,2.3vw,1.85rem);line-height:1.15;color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}
.claimsbar__stat:last-child .claimsbar__value{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.claimsbar__label{font-size:.82rem;color:#BFCCD8;line-height:1.35}
.claimsbar__label em{font-style:normal;color:var(--teal)}
.claimsbar__source{margin:8px 4px 0;font-size:.72rem;color:var(--muted);text-align:right}
@media (max-width:960px){
  .claimsbar__card{grid-template-columns:1fr 1fr;padding:20px 20px 16px;row-gap:14px}
  .claimsbar__intro{grid-column:1/-1}
  .claimsbar__stat{padding:4px 0 0}
  .claimsbar__stat:nth-child(2){border-left:0}
  .claimsbar__stat:last-child{padding-left:16px}
}
@media (max-width:640px){
  .claimsbar__card{grid-template-columns:1fr;padding:18px 16px}
  .claimsbar__stat,.claimsbar__stat:last-child{border-left:0;padding:10px 0 0;border-top:1px solid rgba(255,255,255,.12)}
  .claimsbar__value{font-size:1.45rem}
  .claimsbar__source{text-align:center}
}

/* photo framing */
.about__img--main img{object-position:74% 30%}
.faq__card img{object-position:center 40%}

/* Privacy page */
.page{padding:64px 0 96px}
.page .container{max-width:820px}
.page h1{font-size:clamp(2rem,4vw,2.8rem)}
.page h2{font-size:1.35rem;margin-top:1.8em}
.page a{color:var(--teal-700);font-weight:600}

/* Responsive */
@media (max-width:1240px){
  .header__call{display:none}
}
@media (max-width:1100px){
  .nav a{padding:.5em .6em}
}
@media (max-width:960px){
  :root{--header-h:68px}
  .topbar__item{display:none}
  .topbar__inner{justify-content:center}
  .menu-toggle{display:grid}
  .header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .header__cta{display:none}
  .brand img{height:38px}
  .nav{position:fixed;left:0;right:0;top:0;height:100vh;height:100dvh;padding:calc(var(--header-h) + 20px) 20px 110px;margin:0;flex-direction:column;gap:4px;background:#fff;transform:translateY(-100%);visibility:hidden;transition:transform .35s cubic-bezier(.2,.8,.2,1),visibility 0s linear .35s;z-index:-1;overflow-y:auto}
  .nav.is-open{transform:none;visibility:visible;transition:transform .35s cubic-bezier(.2,.8,.2,1),visibility 0s}
  .nav a{font-size:1.15rem;padding:.9em 1em;border-radius:14px;font-family:var(--font-head);font-weight:600;color:var(--ink);border-bottom:1px solid var(--line)}
  .nav .nav__cta-mobile{display:flex;margin-top:16px;color:#fff;border-bottom:0}
  .hero{padding-top:40px}
  .hero__grid{grid-template-columns:1fr;gap:36px}
  .hero__visual{min-height:440px;max-width:560px;width:100%;margin:0 auto}
  .shape--navy{width:100%;height:46%;top:auto;bottom:0;right:0;clip-path:polygon(0 18%,100% 0,100% 100%,0 100%)}
  .shape--teal{right:auto;left:70%;top:2%;width:110px;height:110px}
  .trustbar{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:1fr 1fr}
  .helpbox{padding:28px}
  .about__grid,.faq__grid,.contact__grid{grid-template-columns:1fr;gap:44px}
  .about__media{min-height:480px;max-width:560px;width:100%;margin:0 auto}
  .features{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;row-gap:44px}
  .steps::before{display:none}
  .faq__intro,.formcard{position:static}
  .footer__grid{grid-template-columns:1fr 1fr}
  .biztiles{grid-template-columns:1fr 1fr}
  .biz__intro{grid-template-columns:1fr;padding:32px}
  .band__inner--split{flex-direction:column;align-items:flex-start}
}
@media (max-width:640px){
  body{font-size:15.5px;padding-bottom:72px}
  .section{padding:68px 0}
  .topbar{display:none}
  .hero__cta .btn{flex:1 1 100%}
  .hero__visual{min-height:360px}
  .frame--main{width:84%;right:0}
  .frame--small{width:130px;height:130px;border-width:4px}
  .float-card{padding:9px 12px;gap:9px}
  .float-card__icon{width:34px;height:34px}
  .float-card strong{font-size:.85rem}
  .float-card small{display:none}
  .float-card--a{left:0;top:6%}
  .trustbar{grid-template-columns:1fr;margin-top:36px;padding:16px}
  .cards{grid-template-columns:1fr}
  .helpbox{grid-column:auto;padding:24px}
  .shape--teal,.dots--1{display:none}
  .tab{font-size:.88rem;padding:.55em 1em}
  .helpbox__actions,.helpbox__actions .btn{width:100%}
  .band{min-height:360px}
  .band__inner{padding:64px 20px}
  .about__media{min-height:380px}
  .about__badge{left:0;bottom:0}
  .ticks{grid-template-columns:1fr}
  .mv__panel{grid-template-columns:1fr}
  .mv__panel img{width:100%;height:160px;clip-path:none;border-radius:14px}
  .features,.steps{grid-template-columns:1fr}
  .biztiles{grid-template-columns:1fr;gap:12px}
  .bizpop{position:fixed;left:0;right:0;bottom:0;top:auto;width:auto;max-width:none;transform:translateY(100%)}
  .biztile__btn{padding:14px 16px;gap:8px}
  .biz__intro{padding:24px}
  .biz__intro .btn{width:100%}
  .partner{width:150px;height:74px;padding:10px 14px}
  .partner img{max-height:44px}
  .partners{padding-top:56px}
  .field-row{grid-template-columns:1fr;gap:0}
  form{padding:20px}
  .formcard__head{padding:20px}
  .footer__grid{grid-template-columns:1fr;gap:32px;padding-top:48px}
  .wa-float,.to-top{display:none}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr 1.3fr;position:fixed;left:0;right:0;bottom:0;z-index:70;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 24px -12px rgba(18,37,54,.25);padding:8px 10px calc(8px + env(safe-area-inset-bottom,0px));gap:8px}
  .mobile-bar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;text-decoration:none;font-size:.78rem;font-weight:600;color:var(--navy);padding:6px;border-radius:12px;min-height:48px}
  .mobile-bar a .ic{width:22px;height:22px}
  .mobile-bar__primary{white-space:nowrap;background:var(--wa);color:#fff!important;flex-direction:row!important;gap:8px!important;font-size:.92rem!important}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
  [data-parallax]{transform:none!important}
  .marquee{-webkit-mask-image:none;mask-image:none}
  .marquee__track{flex-wrap:wrap;justify-content:center;width:auto}
  .marquee__track [aria-hidden="true"]{display:none}
}

/* WhatsApp bill sheet */
html.sheet-open{overflow:hidden}
.billsheet{position:fixed;inset:0;z-index:200;display:flex;align-items:center;justify-content:center;padding:16px}
.billsheet[hidden]{display:none}
.billsheet__backdrop{position:absolute;inset:0;background:rgba(18,37,54,.6);animation:sheetFade .2s ease}
.billsheet__panel{position:relative;width:100%;max-width:460px;max-height:calc(100vh - 32px);max-height:calc(100dvh - 32px);overflow-y:auto;overscroll-behavior:contain;background:#fff;border-radius:24px;box-shadow:var(--shadow-lg);animation:sheetIn .28s cubic-bezier(.2,.8,.2,1)}
.billsheet__close{position:absolute;top:10px;right:10px;z-index:2;width:40px;height:40px;border-radius:50%;border:0;background:rgba(255,255,255,.95);box-shadow:var(--shadow-sm);display:grid;place-items:center;cursor:pointer;color:var(--navy);font-size:1.1rem}
.billsheet__preview{position:relative;height:200px;overflow:hidden;background:linear-gradient(180deg,#E6F0F3,#F4F8F9);border-radius:24px 24px 0 0}
.billsheet__preview img{display:block;width:74%;max-width:320px;margin:18px auto 0;border-radius:6px;box-shadow:0 12px 28px -10px rgba(18,37,54,.35)}
.billsheet__preview::after{content:"";position:absolute;left:0;right:0;bottom:0;height:72px;background:linear-gradient(rgba(255,255,255,0),#fff)}
.billsheet.no-bill .billsheet__preview{display:none}
.billsheet.no-bill .billsheet__body{padding-top:26px}
.billsheet__body{padding:4px 22px 22px}
.billsheet__kicker{margin:0 0 4px;font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-700)}
.billsheet h3{margin:0 0 14px;font-size:1.22rem;line-height:1.3;color:var(--navy);padding-right:36px}
.billsteps{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.billstep{display:grid;grid-template-columns:34px minmax(0,1fr);gap:12px;padding:14px;border:1.5px solid var(--line);border-radius:18px;transition:border-color .2s,background .2s,opacity .2s}
.billstep[hidden]{display:none}
.billstep.is-active{border-color:var(--teal);background:var(--teal-50)}
.billstep.is-done{opacity:.72}
.billstep__num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-family:var(--font-head);font-weight:700;background:var(--navy);color:#fff}
.billstep.is-done .billstep__num{background:var(--wa);font-size:0}
.billstep.is-done .billstep__num::after{content:"\2713";font-size:18px}
.billstep strong{display:block;color:var(--ink);font-family:var(--font-head);font-size:1rem}
.billstep small{display:block;margin:3px 0 11px;color:var(--muted);font-size:.85rem;line-height:1.45}
.billstep .btn{white-space:normal;text-align:center}
.billsheet__alt{display:inline-block;margin-top:9px;font-size:.84rem;font-weight:600;color:var(--navy)}
.billsheet__alt[hidden]{display:none}
.billsheet__done{margin:14px 0 0;padding:12px 14px;border-radius:14px;background:var(--teal-50);border:1px solid var(--teal);color:#135E50;font-weight:600;text-align:center}
.billsheet__done[hidden]{display:none}
@keyframes sheetIn{from{opacity:0;transform:translateY(14px) scale(.98)}to{opacity:1;transform:none}}
@keyframes sheetUp{from{transform:translateY(100%)}to{transform:none}}
@keyframes sheetFade{from{opacity:0}to{opacity:1}}
@media (max-width:640px){
  .billsheet{align-items:flex-end;padding:0}
  .billsheet__panel{max-width:none;border-radius:24px 24px 0 0;max-height:94vh;max-height:94dvh;padding-bottom:env(safe-area-inset-bottom,0px);animation-name:sheetUp}
  .billsheet__preview{height:150px}
  .billsheet__body{padding:2px 16px 18px}
}
@media (prefers-reduced-motion:reduce){.billsheet__panel,.billsheet__backdrop{animation:none}}

/* ---------- SEO landing pages ---------- */
.section--tight{padding:72px 0}
.crumbs{background:#fff;border-bottom:1px solid var(--line);font-size:.86rem}
.crumbs ol{list-style:none;margin:0;padding:10px 0;display:flex;flex-wrap:wrap;gap:6px;color:var(--muted)}
.crumbs li{display:flex;align-items:center;gap:6px}
.crumbs li+li::before{content:"\203A";color:#9AA7B2}
.crumbs a{color:var(--teal-700);text-decoration:none;font-weight:500}
.crumbs a:hover{text-decoration:underline}
.crumbs [aria-current]{color:var(--ink);font-weight:600}

.lp-hero{position:relative;overflow:hidden;padding:56px 0 72px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.lp-hero::before{content:"";position:absolute;right:-6%;top:0;bottom:0;width:44%;background:var(--navy);clip-path:polygon(24% 0,100% 0,100% 100%,0 100%)}
.lp-hero::after{content:"";position:absolute;right:30%;top:40px;width:120px;height:120px;background:var(--teal);clip-path:polygon(50% 0,100% 100%,0 100%);opacity:.85}
.lp-hero__bg{position:absolute;inset:0;pointer-events:none}
.lp-hero__grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:56px;align-items:center}
.lp-hero h1{font-size:clamp(2rem,4.4vw,3.3rem);margin-top:18px}
.lp-hero .lead{max-width:640px;margin-bottom:.7em}
.lp-hero .hero__cta{margin:24px 0 22px}
.lp-points{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px 22px}
.lp-points li{display:flex;align-items:center;gap:8px;font-weight:500;color:var(--ink);font-size:.95rem}
.lp-points .ic{width:22px;height:22px;padding:4px;border-radius:50%;background:var(--teal);color:#fff;stroke-width:2.6}
.lp-hero--404{padding:80px 0}
.lp-hero--404::after{display:none}
.lp-hero--404 .container{position:relative;z-index:1;max-width:760px}

.citycard{position:relative;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:30px 28px 26px;overflow:hidden;border:1px solid var(--line)}
.citycard::before{content:"";position:absolute;left:0;right:0;top:0;height:6px;background:var(--grad)}
.citycard__badge{display:inline-flex;align-items:center;gap:8px;padding:.4em .9em;border-radius:999px;background:var(--teal-50);color:var(--teal-700);font-weight:600;font-size:.82rem}
.citycard__name{margin:18px 0 0;font-family:var(--font-head);font-size:clamp(2rem,4.2vw,2.9rem);font-weight:700;line-height:1.15;letter-spacing:-.02em;color:var(--navy);overflow-wrap:break-word}
.citycard__name--long{font-size:clamp(1.7rem,3.1vw,2.3rem)}
.citycard__name--xlong{font-size:clamp(1.4rem,2.5vw,1.85rem)}
.citycard__en{margin:6px 0 18px;font-family:var(--font-head);font-weight:600;color:var(--muted)}
.citycard__meta{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:12px}
.citycard__meta li{display:flex;gap:12px;align-items:flex-start;line-height:1.4}
.citycard__meta small{display:block;color:var(--muted);font-size:.78rem}
.citycard__meta a{color:var(--ink);font-weight:600;text-decoration:none}
.citycard__meta a:hover{color:var(--teal-700)}
.citycard__icon{flex-shrink:0;width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:var(--teal)}
.citycard__note{margin:0;padding-top:14px;border-top:1px dashed var(--line);font-size:.88rem;color:var(--muted)}
.citycard .lp-points{flex-direction:column;margin:0 0 20px}

.prodstrip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.prodstrip__inner{display:flex;align-items:center;gap:14px 24px;flex-wrap:wrap;padding-top:18px;padding-bottom:18px}
.prodstrip__label{margin:0;font-family:var(--font-head);font-weight:600;color:var(--navy)}

.needs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.need{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s;text-decoration:none;color:inherit}
.need:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.need h3{font-size:1.1rem}
.need p{color:var(--muted);font-size:.95rem}
.need .card__cta{margin-top:auto}
.need__icon{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:var(--navy);color:var(--teal);margin-bottom:16px}
.need__icon .ic{width:24px;height:24px}
.need__icon--sm{width:40px;height:40px;border-radius:12px;background:var(--teal-50);color:var(--teal-700)}
.need__icon--sm .ic{width:20px;height:20px;stroke-width:2.4}

.section--bizlocal{background:linear-gradient(180deg,var(--bg),#fff)}
.bizlocal{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:48px;align-items:start}
.bizlocal__intro{position:sticky;top:calc(var(--header-h) + 24px)}
.bizlocal__intro p{color:var(--muted)}
.bizlocal__more{margin-top:18px;font-size:.92rem}
.bizlocal__more a,.biz__links a,.more__link{color:var(--teal-700);font-weight:600}
.bizlist{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.bizitem{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow-sm)}
.bizitem .ic{flex-shrink:0;width:26px;height:26px;padding:5px;border-radius:50%;background:var(--teal);color:#fff;stroke-width:2.6;margin-top:2px}
.bizitem strong{display:block;font-family:var(--font-head);color:var(--ink);font-size:.98rem;margin-bottom:2px}
.bizitem span{display:block;color:var(--muted);font-size:.9rem;line-height:1.45}
.biz__links{margin:14px 0 0;font-size:.9rem;color:var(--muted)}
.more__link{display:inline-flex;align-items:center;gap:.4em;margin-top:10px;text-decoration:none;font-size:.92rem}

.features--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.section--why-compact{padding:80px 0}
.faq__card--plain{margin-top:24px}

.areachips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.areachips li{padding:.5em 1em;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:500;font-size:.9rem;color:var(--navy);box-shadow:var(--shadow-sm)}
.section--areas{background:#fff}

.localnote{position:relative;background:var(--yellow-50);border:1px solid #F1E2A2;border-radius:var(--radius-lg);padding:30px 32px;overflow:hidden}
.localnote::before{content:"";position:absolute;left:0;top:0;bottom:0;width:6px;background:var(--grad)}
.localnote h2{font-size:clamp(1.3rem,2.4vw,1.7rem);line-height:1.3}
.localnote p{margin:0 0 .8em;line-height:1.75;color:var(--ink)}
.localnote__contact{font-weight:600;margin:0!important}
.localnote__contact a{color:var(--teal-700)}

.citylinks{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px}
.citylink{position:relative;display:flex;flex-direction:column;gap:2px;padding:16px 44px 16px 18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s,border-color .25s}
.citylink:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--teal)}
.citylink__region{font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--teal-700);font-weight:700}
.citylink strong{font-family:var(--font-head);color:var(--ink);font-size:1rem}
.citylink small{color:var(--muted);font-size:.8rem;line-height:1.35}
.citylink .ic{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--teal-700)}
.citylink--all{background:var(--navy);border-color:var(--navy)}
.citylink--all strong{color:#fff}
.citylink--all small{color:#BFCCD8}
.citylink--all .citylink__region,.citylink--all .ic{color:var(--yellow)}
.section--cities{background:linear-gradient(180deg,#fff,var(--bg))}

.citytiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.citytile{position:relative;display:flex;flex-direction:column;gap:4px;padding:22px 22px 18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);text-decoration:none;overflow:hidden;transition:transform .3s,box-shadow .3s}
.citytile::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--grad)}
.citytile:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.citytile__region{font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;font-weight:700;color:var(--teal-700)}
.citytile strong{font-family:var(--font-head);color:var(--ink);font-size:1.3rem;line-height:1.25}
.citytile small{color:var(--muted)}
.citytile__more{margin-top:10px;display:inline-flex;align-items:center;gap:6px;color:var(--teal-700);font-weight:600;font-size:.9rem}
.citytiles__note{margin:26px auto 0;max-width:860px;text-align:center;color:var(--muted);font-size:.95rem}

.footer__grid--wide{grid-template-columns:1.3fr .9fr 1fr .8fr 1.2fr;gap:32px}
.footer__areas strong{color:#fff}

@media (max-width:1100px){
  .features--4{grid-template-columns:1fr 1fr}
  .footer__grid--wide{grid-template-columns:1fr 1fr 1fr}
}
@media (max-width:960px){
  .lp-hero{padding:36px 0 56px}
  .lp-hero::before{width:100%;height:38%;top:auto;bottom:0;right:0;clip-path:polygon(0 30%,100% 0,100% 100%,0 100%)}
  .lp-hero::after{right:6%;top:18px;width:70px;height:70px}
  .lp-hero__grid{grid-template-columns:1fr;gap:32px}
  .citycard{max-width:560px}
  .needs{grid-template-columns:1fr 1fr}
  .bizlocal{grid-template-columns:1fr;gap:28px}
  .bizlocal__intro{position:static}
  .footer__grid--wide{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .section--tight{padding:52px 0}
  .lp-hero h1{font-size:clamp(1.8rem,8vw,2.3rem)}
  .lp-hero .hero__cta .btn{flex:1 1 100%}
  .needs,.bizlist,.features--4{grid-template-columns:1fr}
  .prodstrip__inner{gap:10px}
  .localnote{padding:24px 20px 22px 24px}
  .citylinks{grid-template-columns:1fr}
  .citytiles{grid-template-columns:1fr 1fr;gap:12px}
  .citytile{padding:16px 14px 14px}
  .citytile strong{font-size:1.05rem}
  .footer__grid--wide{grid-template-columns:1fr}
}
@media (max-width:380px){
  .citytiles{grid-template-columns:1fr}
}