1 Crore Health Insurance
The 1 Crore Health Insurance policy is designed to provide extensive coverage for a wide range of medical expenses, ensuring financial security during health emergencies. This policy offers a substantial sum insured of ₹1 crore, covering hospitalization, day care treatments, organ donor expenses, and more. It also includes benefits like cashless hospitalization at network hospitals, pre- and post-hospitalization expenses, and coverage for modern treatments. With the rising cost of healthcare, this policy ensures that policyholders can access premium medical facilities without worrying about the financial burden.
1 Crore Health Insurance
The 1 Crore Health Insurance policy is designed to provide extensive coverage for a wide range of medical expenses, ensuring financial security during health emergencies. This policy offers a substantial sum insured of ₹1 crore, covering hospitalization, day care treatments, organ donor expenses, and more. It also includes benefits like cashless hospitalization at network hospitals, pre- and post-hospitalization expenses, and coverage for modern treatments. With the rising cost of healthcare, this policy ensures that policyholders can access premium medical facilities without worrying about the financial burden.
Key Features
- High Sum Insured – Coverage up to ₹1 Crore for major medical emergencies
Wide Hospital Network – Cashless treatment across top hospitals in India
Family Floater Option – Cover your entire family under one plan
Comprehensive Coverage – Includes hospitalization, ICU charges, surgeries & treatments
AYUSH Benefits – Coverage for Ayurveda, Yoga, Naturopathy, Unani, Siddha & Homeopathy
HIGHLIGHTS
Plan Essentials
Past Medical History
If you suffer from illnesses or have a pre-existing disease, then you will have a higher premium.
Policy Duration
If you choose an insurance policy with a longer duration, the premium will be less. This might not be the same for a policy with a shorter duration.
Smoking Habits
As known by many, smoking increases health complications, and insurance companies see smokers as high-risk insurance buyers.
Geographical Location
The place where you live determines the premium cost of your policy. For some geographic locations, the premium.
Coinsurance Feature
When you buy a health insurance policy, if you choose coinsurance, your premium will be lower.
Body Mass Index (BMI)
Premium rates will be higher if you are a policy buyer having a high BMI. This is because people with high BMI are at greater risk of serious ailments like heart disease, type 2 diabetes, etc.
