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Chennai · Coimbatore · all of Tamil Nadu

Car, bike and commercial vehicle insurance

Every vehicle on Tamil Nadu's roads needs insurance, and the right cover saves you a lot when something goes wrong.

We compare comprehensive, third-party and fleet policies from leading insurers, and help you choose the add-ons that are worth paying for.

Motor Insurance

What motor insurance covers

Third-party liability

Mandatory cover for injury to others or damage to their property.

Own damage

Accidents, fire, theft, floods, cyclones and other listed events.

Personal accident

Cover for the owner-driver, and optionally for passengers.

No-claim bonus

A discount on your own-damage premium for claim-free years.

Cashless garages

Repairs at network garages settled directly by the insurer.

Long-term options

Multi-year third-party cover for new vehicles, and multi-year options for two-wheelers.

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Useful add-ons

Tell us what you need and we'll compare suitable options from leading insurers, with premiums, cover and exclusions side by side.

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  • Zero depreciationGet the full cost of replaced parts, without deductions for depreciation.
  • Engine protectionValuable in waterlogged streets during the monsoon.
  • Roadside assistanceTowing, flat tyres and breakdown help.
  • Return to invoiceCovers the gap between insured value and invoice value after theft or total loss.
  • NCB protectionKeep your no-claim bonus after a small claim.
  • Consumables coverNuts, bolts, oils and other items not covered by default.
Why Easy Buy Policy

Insurance advice you can trust in Tamil Nadu

Customer-first advice

We start with your needs and budget, not with a product to sell.

Leading insurers compared

Plans from a wide network of insurers, side by side, with the fine print explained.

Help when you claim

We guide you through documents, the insurer's process and follow-ups.

Tamil & English support

Talk to us by phone, WhatsApp or video call, from anywhere in Tamil Nadu.

How it works

Get insured in four simple steps

  1. 1

    Share your needs

    Fill in the form, call or WhatsApp us. Your details stay private.

  2. 2

    Talk to an advisor

    We understand your family, business and budget, and answer your questions.

  3. 3

    Compare & choose

    We present suitable plans side by side, with the terms explained clearly.

  4. 4

    Stay covered

    From renewals to claims, we stay with you after you buy.

FAQs

Motor Insurance questions

Straight answers to common questions. Ask us anything else.

Speak to an advisor 80563 62265 WhatsApp 94451 77934
Is third-party insurance enough?

It meets the legal requirement but doesn't pay for damage to your own vehicle. For most cars and newer bikes, comprehensive cover is worth it.

Is engine protection useful in Chennai?

If you park or drive where water collects during heavy rain, engine protection can cover damage from water entering the engine, which standard policies often exclude.

Can I transfer my no-claim bonus to a new vehicle?

Yes. The no-claim bonus belongs to you, not the vehicle, and can usually be transferred when you buy a new one.

Do you insure trucks, buses and taxis?

Yes. We compare cover for goods carriers, passenger vehicles and company fleets.

Motor Insurance in Chennai, Coimbatore and across Tamil Nadu

Easy Buy Policy helps families and businesses in Chennai, Coimbatore and across Tamil Nadu get health insurance, term and life insurance, motor insurance, home insurance, business insurance and group health insurance for employees. We compare plans from leading insurance companies, explain the cover and exclusions in simple words, and help you choose a policy that suits your needs and budget. We stay with you for renewals and claims, and you can talk to us in English or Tamil.

WhatsApp: 94451 77934 · Call: 80563 62265 · Email: support@easybuypolicy.com

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Let's find the right cover for you

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