Arogya Sanjeevani Insurance Policy
The Arogya Sanjeevani Insurance Policy is a standard health insurance plan designed to provide affordable medical coverage for individuals and families. It offers protection against hospitalization expenses, pre and post-hospitalization costs, day-care treatments, and modern medical procedures at a reasonable premium. With simple terms, wide acceptance across network hospitals, and coverage ranging from ₹1 lakh to ₹5 lakhs, this policy ensures that you and your loved ones are financially secure during medical emergencies. Arogya Sanjeevani is an ideal choice for those looking for basic yet comprehensive health insurance with trust and transparency.
Arogya Sanjeevani Insurance Policy
The Arogya Sanjeevani Insurance Policy is a standard health insurance plan designed to provide affordable medical coverage for individuals and families. It offers protection against hospitalization expenses, pre and post-hospitalization costs, day-care treatments, and modern medical procedures at a reasonable premium. With simple terms, wide acceptance across network hospitals, and coverage ranging from ₹1 lakh to ₹5 lakhs, this policy ensures that you and your loved ones are financially secure during medical emergencies. Arogya Sanjeevani is an ideal choice for those looking for basic yet comprehensive health insurance with trust and transparency.
Key Features
- Standard Health Insurance Plan – Designed as a basic and affordable health insurance product, regulated by IRDAI.
- Sum Insured Options – Available from ₹1 Lakh to ₹5 Lakhs, in multiples of ₹50,000.
- Wide Age Coverage – Entry age from 18 years to 65 years; dependent children covered from 3 months to 25 years.
- Hospitalization Expenses – Covers room rent, ICU charges, nursing, surgeon, doctor, and medical practitioner fees.
- Daycare Treatment – Covers procedures that require less than 24-hour hospitalization.
HIGHLIGHTS
Plan Essentials
Affordable Policy
Insurance Regulator drafted affordable Health Insurance policy with economical premium suitable for entire India.
Entry Age
Any person aged between 18 and 65 years can avail this policy. Under the Floater basis, a maximum of up to three economically dependent children aged between 3 months and 25 years are covered.
Flexible Policy
People aged between 18 and 65 years can avail this policy on an Individual or Floater basis. A family can be self, spouse, dependent children (between 3 months and 25 years) and parents.
Day Care Procedures
Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
AYUSH Treatment
Expenses incurred for the treatment under Ayurveda, Unani, Siddha and Homeopathy systems of medicines in AYUSH hospitals are covered upto the Sum Insured.
Modern Treatment
Expenses incurred for modern treatments such as Oral Chemotherapy, Intra Vitreal injections, Robotic Surgeries, etc. are covered up to 50% of the Sum Insured
