Senior Citizens Health Insurance Policy
The Senior Citizens Red Carpet Health Insurance Policy is specially designed for individuals aged 60 years and above, offering comprehensive medical coverage without the need for pre-policy medical tests. This plan covers a wide range of hospitalization expenses, including in-patient treatment, daycare procedures, ambulance charges, and domiciliary hospitalization. It also provides coverage for pre-existing diseases after a short waiting period, making it highly beneficial for senior citizens. With flexible sum insured options, lifetime renewability, and hassle-free cashless claim facilities across a wide hospital network, this policy ensures that your golden years are financially protected and worry-free.
Senior Citizens Health Insurance Policy
The Senior Citizens Red Carpet Health Insurance Policy is specially designed for individuals aged 60 years and above, offering comprehensive medical coverage without the need for pre-policy medical tests. This plan covers a wide range of hospitalization expenses, including in-patient treatment, daycare procedures, ambulance charges, and domiciliary hospitalization. It also provides coverage for pre-existing diseases after a short waiting period, making it highly beneficial for senior citizens. With flexible sum insured options, lifetime renewability, and hassle-free cashless claim facilities across a wide hospital network, this policy ensures that your golden years are financially protected and worry-free.
Key Features
Specifically designed for senior citizens (usually from age 60 years up to 75 years at entry).
No pre-insurance medical screening required, making it easy and hassle-free.
Wide sum insured options to choose from based on health and financial needs.
Coverage for pre-existing diseases after a waiting period (varies as per policy terms).
Cashless treatment facility at network hospitals across India..
HIGHLIGHTS
Plan Essentials
Flexible Sum Insured
Available Sum Insured options for Individual basis - 1/2/3/4/5/7.5/10/15/20/25 lakhs and Floater (self and spouse) basis - 10/15/20/25 lakhs.
Modern Treatment
Expenses incurred for modern treatments such as Oral Chemotherapy, Intra Vitreal injections, Robotic Surgeries, etc. are covered up to the limits mentioned in the policy clause.
Premium Discounts
5% discount for purchasing and renewing the policy online. In addition, a 10% discount is applicable for healthy individuals who have taken the listed medical tests within 45 days before purchasing or renewing the policy.
Pre-Existing Diseases Waiting Period
Pre-Existing Diseases (PED) and their complications are covered after 12 months under this policy subject to the same being declared at the time of application and accepted by Insurer.
OP Consultation
Outpatient consultation at Network Hospitals is payable up to the limits mentioned in the policy clause.
Entry Age
Pre-medical test is not mandatory to avail this policy.
