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Comprehensive Insurance Policy

Comprehensive Insurance Policy

The Star Comprehensive Insurance Policy is a robust health insurance plan offering extensive comprehensive health insurance coverage to meet all your healthcare needs. This comprehensive health insurance plan includes hospitalization, pre- and post-hospitalization expenses, outpatient treatments, and more, ensuring you are well-protected against unexpected medical costs. With the Star Comprehensive Insurance Policy, you benefit from a wide range of features such as coverage for daycare procedures, emergency ambulance services, and health check-ups.

Comprehensive Insurance Policy

The Star Comprehensive Insurance Policy is a robust health insurance plan offering extensive comprehensive health insurance coverage to meet all your healthcare needs. This comprehensive health insurance plan includes hospitalization, pre- and post-hospitalization expenses, outpatient treatments, and more, ensuring you are well-protected against unexpected medical costs. With the Star Comprehensive Insurance Policy, you benefit from a wide range of features such as coverage for daycare procedures, emergency ambulance services, and health check-ups.

Key Features

  • Wide Coverage – Covers hospitalization expenses, pre & post-hospitalization, and daycare procedures.

  • Family Floater Option – Single sum insured for the entire family.

  • No Room Rent Limit – Choose the hospital room category as per your comfort.

  • Cashless Treatment – Available at 14,000+ network hospitals across India.

  • Coverage for Modern Treatments – Includes advanced medical procedures and robotic surgeries.

HIGHLIGHTS

Plan Essentials

Bariatric Surgery

Expenses incurred on hospitalisation for Bariatric surgical procedures are covered up to the limits mentioned in the policy clause.

Delivery Benefit

Both Normal and C-section delivery (including pre and post-natal) expenses are covered up to the limits mentioned in the policy clause.

Outpatient Cover

Outpatient consultation and outpatient treatment (Dental & Ophthalmic) expenses are covered up to the limits mentioned in the policy clause.

Cumulative Bonus

For Sum Insured of Rs. 5 lakhs, Cumulative Bonus is calculated at 50% of the basic Sum Insured after every claim free year up to a maximum of 100%.

Personal Accident Cover

Worldwide personal accident cover is provided in case of accidental death or permanent total disablement of the insured person during the policy period at no additional premium.

Hospital Cash

A cash benefit for each completed day in the hospital is provided up to the limits mentioned in the policy clause for a maximum of 7 days per hospitalization and 120 days per policy period.

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