Health Assure Insurance Policy
The Health Assure Insurance Policy is designed to provide comprehensive healthcare protection for you and your family at affordable premiums. This plan covers hospitalization expenses, pre and post-hospitalization charges, day-care treatments, ambulance costs, and a wide range of medical procedures. With cashless treatment available at an extensive network of hospitals, the policy ensures that you receive timely medical care without financial stress. It also offers annual health check-ups, coverage for critical illnesses, and flexible sum insured options to suit different needs. The Health Assure Insurance Policy gives you peace of mind by safeguarding your health and finances during unexpected medical emergencies.
Health Assure Insurance Policy
The Health Assure Insurance Policy is designed to provide comprehensive healthcare protection for you and your family at affordable premiums. This plan covers hospitalization expenses, pre and post-hospitalization charges, day-care treatments, ambulance costs, and a wide range of medical procedures. With cashless treatment available at an extensive network of hospitals, the policy ensures that you receive timely medical care without financial stress. It also offers annual health check-ups, coverage for critical illnesses, and flexible sum insured options to suit different needs. The Health Assure Insurance Policy gives you peace of mind by safeguarding your health and finances during unexpected medical emergencies.
Key Features
Hospitalisation costs — for illness, accidents, injuries. In-patient hospitalisation for more than 24 hours.
Pre-Hospitalisation expenses up to 60 days before admission.
Post-Hospitalisation expenses up to 180 days after discharge.
Day-care procedures procedures not needing 24 hour hospital stay due to modern / advanced treatments) are covered.
Home care treatment for specified conditions up to 10% of Sum Insured, maximum ₹ 5 lakh in a policy year.
HIGHLIGHTS
Plan Essentials
Wide Cover
This policy provides wide coverage including self, spouse, dependent children (maximum 3), parents and parents-in-law.
Delivery Expenses
Delivery expenses including the Caesarean section (both pre-natal and post-natal) are covered up to 10% of the Sum Insured.
Mid-Term Inclusion
Newly married / wedded spouse, New Born Baby and legally adopted child can be covered under the policy on payment of an additional premium.
New Born Cover
Hospitalisation expenses for the treatment of newborn are covered from day one of birth till the expiry date of the policy subject to limits.
Assisted Reproduction Treatment
Expenses incurred for proven Assisted Reproduction Treatments are covered up to the specified limits.
Chronic Severe Refractory Asthma
In-patient hospitalisation, Day Care, Home Care and Outpatient expenses incurred for the treatment of Chronic Severe Refractory Asthma